The World of Payments

ACH electronic transfers offer merchants a lot of advantages. And consumers are increasingly choosing ACH to make payments...

When it comes to designing your website, it's crucial that you make your checkout page as convenient, simple, and seamless...

It was definitely the right solution for our Partner ExaVault. The ACH Network is now one of the largest...

It's a question many businesses face these days. Should a company begin accepting credit cards in addition to the payment methods...

Like most merchants today, you are no doubt quite familiar with cell phone payment apps. These are apps like PayPal...

They say habits are like a comfortable bed, easy to get into but oh so hard to get out of. As the world emerges from the pandemic, the conversation...

The Why, the Rules, and Best Practices of Subscription Payments. Subscriptions have become an everyday part of life for many people and even more so in these COVID times...

For merchants dealing with Automated Clearing House Network rejections, help is on the way thanks to the ACH's detailed code system...

Cash actually has hidden—and sometimes not so hidden—costs associated with it. We all understand that there are costs associated with accepting credit cards...

A merchant account is a specialized type of commercial bank account that allows businesses to accept payments...

What are the three basic elements that make up the cost of a credit card transaction? The following three elements...

The move toward a cashless society has gained even more momentum during the coronavirus crisis. The COVID-19 pandemic...

How to Thrive in an Online World. As the COVID-19 pandemic continues to drive consumers indoors and online, SMBs...

A while back, one of our remote offices had trouble reaching our web application. The DNS result for our CDN...

A couple months ago, I noticed a new feature in my AWS Application Load Balancer configurator: Authenticate...

Adding the Cloudflare service to your WordPress site adds security and performance...

The recent swipe fee settlement between merchants and the major card networks has generated a great deal of attention...

A chicken in every pot! A car in every garage! Interchange optimization for every credit card transaction...

We're going to level with you (all puns intended): Discussing credit card processing levels can be a pain...

It's a question we at Qualpay get from businesses all the time. (If we had a dollar for every time we've been asked this...

That is the question. But the answer isn't simple. Yes, a surcharge can help you recoup some of the expenses associated with accepting credit cards...

After delaying interchange fee increases because of the COVID pandemic, and amidst rising costs...

What does it mean? When a customer buys a new $25 t-shirt using their credit card, the bank that issued the card (Issuing Bank) funds $25 to the t-shirt store...

Faster, more efficient onboarding has arrived in customer banking. Business clients now expect it too....

Time waits for no one, but no one wants to wait through a lengthy onboarding process. Geoffrey Chaucer famously wrote about time...

Our onboarding process gets clients' payments systems up and running in seemingly no time...

A digital platform without embedded payments is like peanut butter without jelly...

There seem to be so many different payment companies out there. How do I know that I am choosing the right one...

Embedded payments allow Independent Software Vendors (ISVs)...

PayFac is shorthand for a payment facilitator. PayFac acts as an intermediary between...

The explosive growth of e-commerce and digital transactions has made the demand for efficient and secure online...

If you want to accept electronic payments, you've got to learn the ABCs of Payment APIs...

Why Businesses Should Connect Directly to an Integrated Payments Provider. If you are in a business that requires software it is likely that you work...

Basically, Visa is consolidating its existing fraud and dispute programs into a single streamlined system...

Visa recently revised and updated its evidence requirements necessary for merchants to challenge so-called “friendly fraud” dispute...

Many merchants are exposed to it. However, Qualpay can protect you from its harmful effects...

Are you storing customer payment data for subsequent payments? Then this service is an important benefit...

Qualpay Account Updater ensures your customers' credit card information is always up-to-date...

An extra security measure that pays off in numerous ways. Providing your customers with a simple and convenient way to make online purchases is of course essential in today's...

Take steps to protect both your business and the impacted cardholders. If you suspect that you are a victim of a carding attack, the first thing...

The sooner you understand it, the sooner you can fight it. Carding is a form of credit card fraud in which a stolen credit card is used to purchase goods...

The best defense against chargebacks and lost revenue, is ALWAYS delivering quality customer support...

Use Account Updater to keep cardholder data fresh. What happens when a customer doesn't tell you that their card information has changed?...

On January 1st a new law went into effect in California that represents the first comprehensive consumer online...

She told you to stop neglecting your payment reconciliation! Okay, maybe she didn't tell you that. But she might have if she knew you were...

Read all about it. A quick guide (sorta) to understanding this important part of running your business...

Don't blame yourself. Many merchants know the feeling—matching credit card transactions from the initial customer sale to the final deposit...

We swear—Qualpay's real-time reconciliation reporting makes tracking credit card transactions a whole lot easier. If you are a merchant...

Why Sales And Deposits Don't Match? Merchants often have trouble tracking credit card transactions through to cash in their Bank...

Maybe you need to see other processors. It happens. We fall out of love. There can be many reasons...

You have a business to run. And nothing is more important than ensuring you do all you can to keep that business...

Demand the best support. Every business understands the importance of maintaining and receiving exceptional service...

In today's competitive market, home heating oil, propane, and gas suppliers are looking for ways to optimize operations...