Give your customers a more manageable and less time-consuming alternative to paper checks. With ACH payments, there is no need to deal with lost, damaged or unreadable checks nor with depositing a check at a bank or a lockbox.
ACH payments automatically pull funds from your customers' checking or savings account. The funds can be collected at various points during the payments process—in the Virtual Terminal, your Hosted Checkout page, your Invoice Payments function or the Payment Gateway.
Process payments at a lower cost
Process payments at a lower cost
ACH payments generally process at a lower cost than credit and debit cards. However ACH payments have a slower processing time. Credit cards process in 2 to 3 days while ACH payments take 3 to 5 days.
Reduce ACH payment fraudulence
Reduce ACH payment fraudulence
NACHA, the National Automated Clearing House Association, requires customer accounts to be validated for first-time web transactions. Our Account Validation feature does just that, greatly reducing the incidence of fraudulent ACH payments.
Safely store your customers ACH payment details for future transactions
Safely store your customers ACH payment details for future transactions
The Qualpay Customer Vault allows you to conveniently and safely store your customers' ACH payment information for purposes of recurring and repeat transactions.
ACH and eCheck transactions can have lower processing fees compared to credit card payments, making them a cost-effective option. The ability to accept ACH and eCheck payments offers significant benefits to customers in a range of industries:
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