ACH / eChecks Payment Processing Solution

Set up a simple and convenient way to send and receive money with ACH

Give your customers a more manageable and less time-consuming alternative to paper checks. With ACH payments, there is no need to deal with lost, damaged or unreadable checks nor with depositing a check at a bank or a lockbox.

ACH payments automatically pull funds from your customers' checking or savings account. The funds can be collected at various points during the payments process—in the Virtual Terminal, your Hosted Checkout page, your Invoice Payments function or the Payment Gateway.

BENEFITS OF QUALPAY’S ACH PAYMENT PROCESSING SOLUTION

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Process payments at a lower cost

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Process payments at a lower cost

ACH payments generally process at a lower cost than credit and debit cards. However ACH payments have a slower processing time. Credit cards process in 2 to 3 days while ACH payments take 3 to 5 days.

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Reduce ACH payment fraudulence

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Reduce ACH payment fraudulence

NACHA, the National Automated Clearing House Association, requires customer accounts to be validated for first-time web transactions. Our Account Validation feature does just that, greatly reducing the incidence of fraudulent ACH payments.

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Safely store your customers ACH payment details for future transactions

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Safely store your customers ACH payment details for future transactions

The Qualpay Customer Vault allows you to conveniently and safely store your customers' ACH payment information for purposes of recurring and repeat transactions.

Industries We Support with ACH and E-check Payments Processing Solutions

ACH and eCheck transactions can have lower processing fees compared to credit card payments, making them a cost-effective option. The ability to accept ACH and eCheck payments offers significant benefits to customers in a range of industries:

Business-to-business (B2B) service providers can utilize ACH/eChecks for secure and cost-effective payment processing between businesses.
Waste management companies can accept ACH/eChecks for recurring as well as one-time payments related to waste disposal fees, recycling services, and waste container rentals from business clients.
Utility companies and energy providers can leverage ACH/eChecks for processing utility bill payments and recurring payments from residential and business customers.
For nonprofit organizations, ACH/eCheck processing is ideal for setting up recurring donation programs, allowing donors to automate regular contributions. This can provide nonprofits with a stable and predictable source of funding over time.
Subscription-based businesses, including SaaS providers, streaming platforms, and membership organizations, can integrate QualPay to manage recurring ACH payments.
Supply chain companies can offer ACH/eChecks as a secure payment method for logistics services, shipping solutions, and supply chain management between businesses.
Manufacturers and suppliers of industrial equipment and materials can use QualPay to accept recurring payments for equipment rentals, maintenance contracts, and supply orders.