Qualpay's fully-integrated merchant account allows you to effectively manage your processing of business, corporate and purchasing cards thanks to a host of very helpful features, including: automatic card type detection; level II and level III interchange optimization; easy-to-access invoicing; and an account updater. And it can all be conveniently viewed from a single interface.
Because each of these features is a Qualpay product, you avoid the extra costs and potential complications that can result from relying on other vendors to provide these items. But should you wish to pair our products with those from other companies to support your specific sales channels, that can be done too.
Interchange Optimization
Interchange Optimization
The card brands have created special rates for companies accepting corporate, purchasing and business cards. At Qualpay, we ensure that you enjoy the lowest available rates on your transactions by detecting eligible card types and dynamically prompting for the fields required.
Integrate easily to Qualpay
Integrate easily to Qualpay
Integrate the collection of credit cards to the variety of payment products Qualpay offers, all paired with our merchant account. Choose your integration preference and enjoy all of our payment products either out-of-the-box via Qualpay Manager or via our suite of modern REST APIs.
Keep Cards Fresh
Keep Cards Fresh
Storing customer information and credit cards creates the dilemma of how to maintain. Industry statistics indicate up to 30% of recurring credit card declines result from expired cards. You can rely on our Account Updater product to keep credit card data fresh. Our integrated service eliminates the need for you to manually update card information or contact your customer.
Business Intelligence Reporting
Business Intelligence Reporting
At Qualpay we handle every aspect of the payments process, from the merchant account to the payment gateway to your invoicing and recurring payments. Because you don't have multiple vendors to work with, you have fewer reports to reconcile and an easier way to follow the money from sales to deposit. With our reconciliation reporting, you can trace each cash entry in your bank account to individual sales. All reports can be downloaded or accessed via API and imported into a software, freeing up administrative time.
Out-of-the-box Payments Terminal
Out-of-the-box Payments
TerminalTake payments via Qualpay Virtual Terminal and simply configure which fields are required by your business. Qualpay intelligently prompts for the required card type fields needed to qualify for the lowest cost rate. Invoicing, Recurring Payments and Customer Vault are all packaged with our Qualpay account.
Accept consumer, business cards and ACH
Accept consumer, business cards and ACH
Process Visa, MasterCard, Discover and American Express credit, prepaid and gift cards, purchase and business cards as well as ACH.